About Medicare
We often hear Medicare can be confusing. There are many different parts of Medicare, but what do they all mean? We are here to help you understand how Medicare works and assist you in finding the best option that fits your personal needs.

Learn about the ABCDs of Medicare in this helpful  Medicare Made Easy Guide. It will help you start thinking about your choices as you get ready to make decisions about your Medicare coverage. 

Original Medicare

Original Medicare is the federal health insurance program for people who are age 65 or older and for people younger than 65 with certain disabilities. Original Medicare helps to cover the cost of hospital and medical expenses. Original Medicare includes Part A (Hospital Insurance) and Part B (Medical Insurance). When you sign up for Original Medicare, you receive coverage over your lifetime as long as you pay your monthly premium.

When you become eligible for Original Medicare, you have important choices to make. One of the first decisions you will want to consider is whether to purchase additional coverage beyond Original Medicare’s Part A and Part B because they do not cover all of your health care expenses. With Original Medicare, you may be responsible for deductibles, coinsurance and copayments, and will have limitations on what is covered. For instance, routine vision, dental, hearing and prescription drugs may not be covered.

To learn more about Medicare, visit medicare.gov. You can sign up for Original Medicare by:

  • Applying online at socialsecurity.gov/medicare
  • Visiting your local Social Security office
  • Calling Social Security at (800) 772-1213 (TTY: (800) 325-0778)

Helpful Resources >

Exploring Your Medicare Options

Original Medicare only provides basic coverage, there will be gaps in coverage and you will be responsible for a portion of your health care costs. This is why many people enroll in additional coverage that help pay for costs and benefits not covered by Original Medicare.

Coverage options to consider: 

  • Medicare Advantage - provided by private health plans approved by Medicare. These plans combine Part A and Part B, and usually Part D (prescription drug coverage). Medicare Advantage plans may provide coverage and benefits beyond those covered by Original Medicare, such as an annual physical, dental and fitness allowances, and health and safety items. This type of plan is also known as Part C.  
  • Medicare Supplement (Medigap) - provided by private health insurance companies. These plans help to cover Part A and Part B cost-sharing amounts, such as deductibles and coinsurance, for Original Medicare covered services. Separate prescription drug coverage must be purchased.

There are several ways to get health and prescription drug coverage.


Health New England Medicare Plans

This is where Health New England can help. We offer a variety of Medicare Advantage and Medicare Supplement plans. We invite you to learn more about Health New England’s options, and let us help bring you peace of mind knowing you are covered when you need it.

Medicare Advantage >         Medicare Supplement >

Need help? We’re here for you.

We invite you to call us or attend a local community meeting to speak with one of a local representatives to learn more about how Health New England can help you make the right decision about your Medicare options.

Contact Us >         Attend a Session >         Request Materials >

Last updated on 10/1/2019