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2020 Medicare Select (HMO-POS)

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Additional Benefits Prescription Drug Coverage (Part D) Plan Documents

Plan Overview

Monthly Premium $90
Medical Out-of-Pocket Maximum $4,900 in network | $9,999 out of network 8
Office Visits ($0 annual preventive exam) $25 in network | $65 out of network 8
Specialist Office Visits $40 in network | $65 out of network 8
Inpatient Hospital $275 per day for days 1-5, per admission in network
30% PA out of network 8
Inpatient Hospital Maximum (per calendar year) No maximum in network | 30% PA out of network 8
Outpatient Surgery 1 $400 in network | 30% PA out of network 8
Skilled Nursing Facility (SNF) 1 Days 1–20: $0 copay per day in network
Days 21–50: $120 copay per day in network
Days 51–100: $0 copay per day in network
30% per day PA out of network 8
Teladoc Virtual Doctor Visits 7 $25 in network | N/A out of network 8
Urgent Care $50
World Wide Emergency Room (ER) $90
Ambulance 1 $150 in network | 30% PA out of network 8
Outpatient Rehabilitation (PA after 25 visits) 2 $40 in network | 30% PA out of network 8
High Cost Imaging 1 $225 in network | 30% PA out of network 8
Lab Work / X-rays $0 Labs / $20 X-rays in network
30% out of network 8
Durable Medical Equipment and Prosthetics 1 20% coinsurance in network
30% PA out of network 8

Additional Benefits

Preventive Hearing Exam 3 $40 in network | N/A out of network
Hearing Aid Benefit - TruHearing ®4 $699 copay per aid for Advanced Aids in network
$999 copay per aid Premium Aids in network
N/A out of network
Preventive Vision Exam - EyeMed ® 3✝ $0 in network | N/A out of network
Vision Eyewear Allowance - EyeMed ® 3✝ $100 every two years in network | N/A out of network
Dental Services Allowance 3 $250 per year
Fitness Center / Weight Watcher ® / Safety Items /
Over-the-Counter Allowance / Acupuncture / Activity Tracker 3
$150 per year
Wig Allowance (if on chemotherapy) 3 $350 per year

Prescription Drug Coverage (Part D)

Initial Coverage: Up to $4,020 in Drug Costs

Tier 1
Preferred Generic
$0
$4 retail / $8 mail-order5
Tier 2
Generic
$0
$10 retail / $20 mail-order5
Tier 3
Preferred
$250
$45 retail / $90 mail-order5
Tier 4
Non-Preferred
$250
$95 retail / $285 mail-order5
Tier 5
Specialty
$250
28%
Mail-order price is for three month supply5

Additional Coverage Information

Coverage Type Details
Coverage Gap: Over $4,020 in Drug Costs; Up to $6,350 in Out-of-Pocket Costs 25% of the costs for generic. Brand name drugs, you pay 25% of the price or the Health New England negotiated price, whichever is lower
Catastrophic Coverage: Over $6,350 in Out-of-Pocket Costs $3.60 for Generics and $8.95 for all other drugs; or 5% coinsurance

Plan Documents

$90


per month

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TTY: 711

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1Some services require prior authorization (PA). Our network providers know what we cover under your benefit plan. They also know what requires prior authorization and will request approval from Health New England on your behalf. For a complete list of services that require prior authorization, refer to the summary of benefits.

2Prior authorization after visit 25 or if services are rendered in a SNF as an outpatient benefit when member is a resident of the SNF.

3Health New England additional benefits include allowances that must be used within the one or two calendar year period, as well as other additional benefits. Refer to the Summary of Benefits or call Member Services if you have questions about what items and services are covered.

4You must see a TruHearing® provider to use this benefit. Please note, hearing aids purchased through other providers are not covered. Other providers are available in our network.

5Mail-order: During the coverage gap stage, for the Health New England Premium (HMO) plan, preferred generics are covered at $8 for a three month supply. Non-preferred generics are covered at 25%, and Preferred and Non- Preferred Drugs are covered at 25% of the price or the Health New England negotiated price, whichever is lower. For the Plus (HMO) plan, the Value (HMO) plan and Select (HMO-POS) plan, standard coverage gap cost-sharing applies. During the catastrophic coverage stage, standard catastrophic coverage applies for all plans.

For questions related to Prescription Drug coverage, call (800) 393-0395, 24 hours a day, 7 days a week. TTY users should call 711.

6Licensed health insurance sales representative

7You must use Teladoc® service to receive this benefit.

8Out-of-network/non-contracted providers are under no obligation to treat Health New England Medicare Advantage members, except in emergency situations. Please call our Member Services number or see your Evidence of Coverage for more information, including the cost sharing that applies to out-of-network services.

You must use an EyeMed® provider.

PA Members of the Health New England Medicare Select (HMO-POS) plan who choose to get these services out-of-network are responsible for getting prior authorization from Health New England. Please tell your out-of-network provider that prior authorization is required. The provider may be willing to contact Health New England Member Services for you to get prior authorization. Call Member Services to confirm prior authorization. For a complete list of services that require prior authorization, refer to the Summary of Benefits.

Health New England complies with applicable Federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability or sex. ATTENTION: If you speak any language other than English, language assistance services, free of charge, are available to you. Call (413) 787-0010 or TTY 711. Health New England cumple con las leyes federales de derechos civiles aplicables y no discrimina por motivos de raza, color, nacionalidad, edad, discapacidad o sexo. ATENCIÓN: si habla español, tiene a su disposición servicios gratuitos de asistencia lingüística. Llame al (413) 787-0010 o TTY 711. Health New England cumpre as leis de direitos civis federais aplicáveis e não exerce discriminação com base na raça, cor, nacionalidade, idade, deficiência ou sexo. ATENÇÃO: Se fala português, encontram-se disponíveis serviços linguísticos, grátis. Ligue para (413) 787-0010 ou TTY 711. 

Last Updated 10/1/2019