Medicare Supplement Plans

Looking for a Medicare Supplement plan that works with Original Medicare? Choose from our two plan options to meet your unique needs. Below is a brief chart highlighting some plan benefits. Further down, you can find a general overview of our plans as well as specific plan details. 

We invite you to attend a session in person, or call (877) 443-3314 or TTY 711 to speak with one of our knowledgeable representatives.* You can also click here to learn how to enroll in one of our Medicare Supplement plans. 

*Licensed health insurance sales representatives 


Monthly Premium
Doctor Office/Annual Exam
Diagnostic Tests (Lab Tests, X-Rays, & Other Tests)
Specialists Office Visits
Worldwide Emergency Coverage
Dental and EyeWear Allowance
Fitness, Weight Watchers®, Acupuncture


Supplement Core

Part B Deductible
Part B Deductible
Part B Deductible
Not Covered
Not Covered  

Supplement 1

Not Covered

Not finding what you're looking for? View our Medicare Advantage Plan Options

Medicare Supplement Overview

Medicare Supplement plans are designed to help fill in the gaps from Original Medicare. Medicare Supplement plans cover some of your out-of-pocket costs, which may include your Part A and Part B deductibles and your 20% coinsurance.

With one of our Medicare Supplement plans, you can choose the providers you want to see – no network restrictions, no referrals. You can see any provider who accepts Medicare. Use your Medicare Part A and Part B covered benefits – then we cover your cost sharing amounts. You may have little to no out-of-pocket cost.

With Health New England, you get a local health plan with an award-winning customer service team. We’re here to help you get the most out of your Medicare Supplement plan.

Types of Plans

There are two standard Medicare Supplement plans offered to Massachusetts residents:
  • Medicare Supplement Core 
  • Medicare Supplement 1

Health New England offers these two types of Medicare Supplement plans. Please view the Medicare Supplement Pre-Enrollment Kit for additional plan details or call Member Services at (877) 443-3314 or TTY 711 for more information.

If you join either of our Medicare Supplement plans, you can join a separate stand-alone Part D prescription drug plan. For more information, visit www.medicare.gov or call (800) Medicare or (800) 633-4227.

Eligibility Requirements

Medicare Supplement plans have requirements that you must meet in order to be eligible for a Medicare Supplement plan.
  • You must reside in Massachusetts, which means your permanent home address is within the state of Massachusetts.
  • You must be entitled to Medicare Part A (hospital), enrolled in Medicare Part B (medical), and continue to pay your Medicare Part B monthly premiums.
  • You may also be eligible if you are under age 65 and have a disability other than End Stage Renal Disease (ESRD).

Note: If you are dual eligible - covered by both Medicare and Medicaid, you probably don't need a Medicare Supplement plan. Call Member Services at (877) 443-3314 or TTY 771 for additional information.

Provider Network

As a Health New England Medicare Supplement member, you have coverage anywhere in the United States and U.S. territories as long as the provider, doctor or hospital accepts Original Medicare. There are no network requirements.

As a Medicare Supplement member, you do not need any of the following:

  • No primary care provider (PCP)
  • No referrals to see a specialist
  • No prior authorization for services. If the service is covered by Original Medicare (Part A & B), then it is covered under your Medicare Supplement plan—your provider will always bill Original Medicare first and then bill Health New England.

When to Join

If you have Original Medicare (Part A and Part B), you can enroll anytime.

Massachusetts Medicare Supplement plans have a continuous open enrollment. This means that you can purchase, upgrade or downgrade your Medicare Supplement plan at anytime during the calendar year. Any changes made will be effective on the first of the following month.

To be eligible for a Health New England Medicare Supplement plan, you must live within the state of Massachusetts, be entitled to Medicare Part A (hospital insurance), be enrolled in Medicare Part B (medical insurance) and continue to pay your Medicare Part B premiums.

Savings on premiums

You may save on your monthly premiums with a Health New England Medicare Supplement plan. If you are eligible for Medicare Parts A & B, are 65 or older, and enrolled in Medicare Part B for the first time within six months of joining Health New England's Medicare Supplement plan, you will receive a 15% discount off the base rate for the first two years of coverage.

  • 15% in the first 12 months of enrollment
  • 15% in the second 12 months of enrollment
  • There are no discounts after the second year of enrollment.

For additional information, please contact Member Services at (877) 431-2122 or TTY (800) 439-2370.

Request a Kit

To request an all-in-one booklet that has all the information you need to choose one of our plans, fill out the  Request Form.

Plan Comparison

As you are reviewing your options, Plan Comparisons are an easy way to see each of the Health New England Medicare Supplement plans at a glance, and compare the premiums and copayments of each. The plan comparison is available below for viewing and printing.

 2018 Plan Comparison                     View >

Plan Information

Once you find a plan that you are interested in, it’s important to review all of the coverage details. You can find a Plan Description and Policy Description for each of our Medicare Supplement Plan offerings below.

2018 Supplement Core

   Click the plus sign to view specific plan information.
Plan Description
Policy Description

2018 Supplement 1

   Click the plus sign to view specific plan information.
Plan Description
Policy Description

H8578_2018_049 approved 
last updated 9/30/17