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Our plan comparisons are only brief summaries and not intended to describe all of the benefits or limitations of each plan. A complete listing of the benefits, exclusions and limitations may be found in the Evidence of Coverage (EOC). If any terms in these documents differ from the terms in the EOC, the EOC governs.
From managed care plans to high deductible health plans and everything in between, Health New England offers a range of health care plans to meet your unique needs.
Our Health Maintenance Organization (HMO) plans give you access to doctors and hospitals in our network. Services are provided through our extensive network of doctors and health care professionals in Western and Central Massachusetts, as well as parts of Connecticut and Vermont.
We also offer Preferred Provider Organization (PPO) plans. These plans allow members to use our network of doctors, or to receive covered services outside of the network. Out of pockets costs are lower for in-network services, and higher for those received out-of-network. Out of network costs usually include deductibles and coinsurance.
2021 Small Group
Employers that have 50 employees and under, can view our 2021 plan benefits information for HMO & PPO plans regarding Summary of Benefits and Coverage, Explanation of Coverage, Benefit Summary.
2021 Large Group
Employers that have 51 employees and more, can view our 2021 plan benefits information for HMO & PPO plans regarding Summary of Benefits and Coverage, Explanation of Coverage, Benefit Summary.
2021 Connector
View MA state based exchange health insurance plan benefits information for 2021 HMO & PPO plans regarding Summary of Benefits and Coverage, Explanation of Coverage, Benefit Summary.
2022Small Group
Employers that have 50 employees and under, can view our 2022 plan benefits information for HMO & PPO plans regarding Summary of Benefits and Coverage, Explanation of Coverage, Benefit Summary.
2022Large Group
Employers that have 51 employees and more, can view our 2022 plan benefits information for HMO & PPO plans regarding Summary of Benefits and Coverage, Explanation of Coverage, Benefit Summary.
2022Connector
View MA state based exchange health insurance plan benefits information for 2022 HMO & PPO plans regarding Summary of Benefits and Coverage, Explanation of Coverage, Benefit Summary.
If your employer does not offer health insurance and you are not affiliated with the Health Connector, we still might have a plan option for you.
Health New England offers a variety of plan options for your health care needs.